I recently completed three of the top Christian financial education programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial Peace University, and Crown Financial’s MoneyLife. These popular programs all claim to help you get control of your finances from a biblical perspective. However, they go about it in different ways with varying teaching styles […]
Certificates of Deposit (CDs) work similarly to online savings accounts or money market accounts in terms of offering great returns with zero risk. The difference is, CDs “lock your money up” for a specified period of time. To access your funds before the term ends, you’ll have to pay a penalty. Although CDs offer less […]
To get the best savings account rates, start by shopping around and comparing different banks and credit unions. Here are some of the top national rates to get the most out of your savings account. While the best savings accounts used to come from traditional brick-and-mortar institutions, this is no longer the case at all. […]
Interest rates have been rising rapidly in recent months, and you may be pleasantly surprised to see how much. If you’re currently holding your money in a bank that’s paying 0.0-something percent on your balance, you need to seriously investigate the alternatives. In this guide, we’re going to provide 11 of the best online banks, […]
Whether you’re unhappy with your student loans or want to know if you can find a better deal, it’s only natural to ask yourself, “Should I refinance my student loans?” This is a great question, but it’s one that doesn’t have a cut-and-dry answer. There are times when it absolutely makes sense to refinance your […]
If you need to borrow money, but your credit score is lower than it should be, you will probably have to apply for a bad credit loan. This type of loan is geared toward individuals who may have made mistakes with their credit in the past, and they typically come with higher interest rates and […]
The best student loans can help you borrow money for college without going broke. They do this by offering competitive interest rates, fair repayment terms, and flexible monthly payments that can fit with your lifestyle and your budget. While most borrowers should focus on federal student loans first, private student lenders can help you fill […]
If you owe more than a few thousand dollars, especially on high-interest credit cards, you’ve probably considered debt consolidation. But exactly what is debt consolidation, and how does it work? More specifically, when does it make sense, and when is it the wrong strategy? Let’s drill down into the basics of debt consolidation to help […]
Passive income. It’s not an exaggeration to say it’s probably the best kind of income you can earn. Simply put, it’s income you earn with little or no effort on your part. And that means you’ll be free to earn even more money doing other things – or just enjoying your life. Jeff Rose is […]
As easy as it is to use credit cards to pay for unexpected expenses or anticipated major outlays, high interest rates can keep those loan balances outstanding for a long time. A better strategy may be to take a look at personal loans. These are unsecured installment loans that are generally available for any purpose. […]
